About Us

Established in 2007, we provide independent retirement counseling for clients in the Greater Toronto Area. We offer:

Independence

We are independent, fee-based advisors:  We do not sell any financial or investment products and therefore, we are under no pressures to meet sales quotas or generate commission fees through our recommendations. We are unambiguously committed to serving your interests.

Financial Rigour

We are both Certified Financial Planners and Fellows of the Canadian Institute of Actuaries.  Patrick Longhurst was a senior actuary in the pension consulting field for over 30 years and co- author of the book  Looking After the Future – The Complete Guide to Pension Planning in Canada. The other company co-founder (William Jack) worked as an actuary in the life insurance industry for 35 years, and is well versed in all types of life, health and annuity products, both individual and group. We are highly qualified to help you address the financial aspects of your retirement planning.

Lifestyle Insights

Finances are only one facet of an effective retirement plan. Drawing on our own and client experiences, we work with clients to help them anticipate the opportunities and challenges offered by retirement, resulting in a set of informed lifestyle choices that ensure they are well prepared for various life events. We help you with your lifestyle issues as well as purely financial choices.